Whether you are starting up a new business or just looking to refinance your existing business or simply buying out your existing partner. They are many different ways of financing commercial lending, depending on your business. Commercial mortgages are specifically set up to be secured against commercial property such as shops, business premises, warehouses, factories, workshops etc. In some cases, you can use your residential property to help assist, as part of the deposit.
The same concept is applied as with a residential mortgage, the commercial lender holds the title deeds to the property as security and should the mortgage fall into arrears the lender can still repossess the commercial property.
Please note that the FSA do not regulate commercial loans.